accept crypto in Kenya.
Kenya pioneered mobile money with M-Pesa, and that same mobile-payment culture is now driving rapid stablecoin adoption.
every payment settles from the payer's wallet directly into yours — no processor balance, no payout schedule, no chargebacks on confirmed payments.
invoices and your payment page display prices in Kenyan shilling or USD, with the exact crypto equivalent locked at live market rates — plus CSV exports for your bookkeeping.
calculate your yearly savings →on the ground in Kenya
Kenya moved from central-bank caution to a 2025 virtual asset service provider framework — adoption is legal and taxed (a digital asset levy applies to transfers). Rules are fresh; verify the current rate and registration expectations.
Kenya is Africa's fintech pioneer — M-PESA made mobile money universal, and stablecoins extend the same behaviour across borders for freelancers, importers and diaspora payments.
M-PESA is unbeatable domestically in shillings; international inflows cost 3-8% through remittance channels. A USDT invoice arrives in minutes for cents at 0% platform fee.
general information, not legal or tax advice — rules change; verify locally.
crypt.pe is a non-custodial tool, not a financial service in Kenya — it never holds funds and makes no claims about local regulation. always follow the rules that apply to your business.
frequently asked
How do businesses in Kenya accept crypto payments?
Create a free page at crypt.pe, add wallet addresses you already own, and share your link or printed QR. Customers pay in Bitcoin, USDT, Ethereum and 16 more coins (19 total) — funds settle directly to your wallet, wherever you are in Kenya.
What does it cost to accept crypto in Kenya?
Transaction fees are 0% — forever. crypt.pe runs on flat subscription plans with a free tier, so nothing is skimmed from your revenue the way card processors take 2.9% or more.
Can I price in Kenyan shilling (KES)?
Yes. Invoices can be priced and displayed in Kenyan shilling (KES) — your customer sees the KES amount while the exact crypto equivalent is locked at live market rates. Settlement arrives as crypto in your own wallet, with an on-chain receipt and CSV exports for your KES bookkeeping. crypt.pe's own subscription plans are priced in USD.
Who holds the money?
You do — always. crypt.pe is non-custodial: payments move from the payer's wallet straight into yours on-chain. There is no intermediary account, no custodian, and no chargebacks.
Is crypt.pe available in Kenya?
crypt.pe is a non-custodial tool that works anywhere with an internet connection and a crypto wallet. It is your responsibility to follow the rules that apply to your business locally — crypt.pe provides the payment tooling, not legal advice.
about crypt.pe
non-custodial by design
Payments settle wallet-to-wallet on-chain, straight from the payer to your own wallet. crypt.pe never holds, freezes or forwards funds — there is no platform balance and no withdrawal step, and every payment gets a verifiable on-chain receipt.
0% transaction fees
Plans are flat subscriptions with a free tier — compare that with the 1–2% charged by custodial processors. One page accepts 19 supported assets — including Bitcoin, USDT, Ethereum and Solana — across 13 networks, with simple pricing and no payout schedule.
tools merchants actually use
Exact-amount invoices with live tracking, product links, printable QR standees, HMAC-signed webhooks, CSV exports and a Stripe-style API — see the merchant guides or create your free page in about a minute.
how a payment works
You add wallet addresses you already own, share your crypt.pe link or QR code, and the customer pays from their own wallet. crypt.pe locks the amount at invoice time, watches the chain, matches the transaction and issues a receipt both sides can verify on a block explorer — software around the payment, never in the money flow.
available wherever wallet-to-wallet payments are permitted
Because settlement is on-chain to your own wallet, there is no bank partnership gating access and no account that can be closed over geography — local crypto rules still apply. crypt.pe publishes country guides for 60 markets and is available where wallet-to-wallet payments are legally permitted.
stablecoin-first, volatility optional
Accept USDT or USDC and a $100 invoice locks to a fixed token amount that targets a $1 peg — value movement between creation and payment stays minimal, though stablecoins can temporarily depeg, and issuer, liquidity and network risks remain. Prefer BTC, ETH or SOL? Token amounts are locked at invoice time either way, and your dashboard records the USD value of every payment for clean bookkeeping. Questions? Start with the FAQ or payment help.