what does your card machine really cost?
card processors take 2.9% + 30¢ per transaction. crypt.pe takes 0% — you only pay a flat plan. run your numbers:
on $60,000 of yearly card volume (~200 transactions/month), a 2.9% + 30¢ processor takes $2,460 in fees. the same volume through crypt.pe (pro — $9/mo) costs $108 — keeping $2,352 (3.9% of revenue) in the business.
// assumptions: card processing at 2.9% + $0.30 per transaction (typical for Stripe/Square-class processors). crypt.pe charges 0% per transaction on every plan; you pay only the flat subscription. blockchain network fees when moving funds later are not included and vary by chain. this tool is an estimate, not financial advice.
about crypt.pe
non-custodial by design
Payments settle wallet-to-wallet on-chain, straight from the payer to your own wallet. crypt.pe never holds, freezes or forwards funds — there is no platform balance and no withdrawal step, and every payment gets a verifiable on-chain receipt.
0% transaction fees
Plans are flat subscriptions with a free tier — compare that with the 1–2% charged by custodial processors. One page accepts 19 supported assets — including Bitcoin, USDT, Ethereum and Solana — across 13 networks, with simple pricing and no payout schedule.
tools merchants actually use
Exact-amount invoices with live tracking, product links, printable QR standees, HMAC-signed webhooks, CSV exports and a Stripe-style API — see the merchant guides or create your free page in about a minute.
how a payment works
You add wallet addresses you already own, share your crypt.pe link or QR code, and the customer pays from their own wallet. crypt.pe locks the amount at invoice time, watches the chain, matches the transaction and issues a receipt both sides can verify on a block explorer — software around the payment, never in the money flow.
available wherever wallet-to-wallet payments are permitted
Because settlement is on-chain to your own wallet, there is no bank partnership gating access and no account that can be closed over geography — local crypto rules still apply. crypt.pe publishes country guides for 60 markets and is available where wallet-to-wallet payments are legally permitted.
stablecoin-first, volatility optional
Accept USDT or USDC and a $100 invoice locks to a fixed token amount that targets a $1 peg — value movement between creation and payment stays minimal, though stablecoins can temporarily depeg, and issuer, liquidity and network risks remain. Prefer BTC, ETH or SOL? Token amounts are locked at invoice time either way, and your dashboard records the USD value of every payment for clean bookkeeping. Questions? Start with the FAQ or payment help.