compliance & identity-check policy

identity-check policy

crypt.pe does not currently require an identity check to create a standard payment page. crypt.pe is a non-custodial software product: payments settle on-chain from the payer directly to a wallet the merchant controls, and crypt.pe never holds funds or private keys. Because it performs no custodial virtual-asset activity, it is — to the best of our knowledge — outside the scope of the VASP registration regime applicable in Costa Rica. If the applicable framework ever covers our activity, we will register, comply and give affected users reasonable notice. The full legal analysis lives in the AML and KYC notice.

merchant responsibilities

No identity check at sign-up does not mean no obligations. Merchants remain responsible for applicable legal, tax and compliance requirements, including:

• taxdeclaring and paying tax on crypto revenue in your jurisdiction — crypt.pe issues no tax statements on your behalf.
• consumer lawhonouring refunds, warranties and consumer-protection obligations that apply to your sales. On-chain payments do not use card-network chargeback rails and are generally irreversible, but your legal obligations to buyers remain.
• sanctions & AMLnot using the service for money laundering, terrorist financing, sanctions evasion or any prohibited activity — see the full AML and KYC notice.
• local licensingconfirming that accepting wallet-to-wallet crypto payments, and your specific business activity, are permitted where you operate.

what crypt.pe enforces at the platform layer

• — wallet addresses can be screened against public sanctions lists and on-chain analytics flags before acceptance
• — abuse-pattern monitoring: mass account creation, brand impersonation and phishing-style pages are suspended
• — payment pages used for fraud or illegal goods are removed on discovery or substantiated report
• — every payment is a public on-chain transaction — the complete flow of funds is permanently auditable