How CRYPT.PE works.
by the crypt.pe research team · reviewed
There's nothing else quite like this, so we wrote the whole thing down — starting with the questions everyone asks first: where does my money go, which wallet do I need, and is it safe?
One link that gets you paid in crypto — without a middleman.
CRYPT.PE gives you a public payment page at crypt.pe/yourname. You put your wallet addresses on it once. Anyone in the world can open it, scan a QR code, and send you crypto — Bitcoin, Ethereum, Solana, USDT and 15 more (19 coins) — directly to your wallet, wherever wallet-to-wallet payments are permitted, with no bank account, no sign-up for the payer, and no company sitting between you and your money.
On top of that page you get: exact-amount invoices priced in your local currency, automatic payment detection and receipts, a real-time dashboard, and a developer API. But the core idea stays the same everywhere: we route information, never money.
Your money never touches us. Here's the actual flow.
The single most important thing to understand about CRYPT.PE:
There is no "CRYPT.PE balance", no platform wallet, no withdrawal button — because your money is never here. It goes from the payer's wallet to yours in one hop, on-chain. That means:
- ✓ Nothing to freeze. We couldn't hold your payout even if ordered to — we never have it.
- ✓ Nothing to withdraw. Funds are already in your wallet the moment the payment confirms.
- ✓ Nothing lost if we vanish. If CRYPT.PE shut down tomorrow, every coin you ever received stays exactly where it is — in your wallet.
What we store, what we never ask for, and what could go wrong.
What CRYPT.PE stores: your email, your public wallet addresses (the same ones you'd print on an invoice), and your payment history metadata. That's it.
What we never store or ask for: private keys, seed phrases, exchange logins, or custody of any funds. Your public address lets people send you money — it can never be used to take it.
"What if my CRYPT.PE account gets hacked?" The worst an attacker could do is change the addresses displayed on your page — they can't touch funds you've already received. We still defend the account hard: two-factor authentication (TOTP), email verification, and email alerts on wallet changes. Enable 2FA in settings — it takes a minute.
"How do I know a payment is real?" Every payment we show links to the transaction on a public block explorer (Etherscan, Solscan, Mempool…). You never have to trust our word — you can verify every satoshi independently, forever.
Most wallets that give you an address work.
CRYPT.PE never connects to, unlocks, or controls your wallet — we only display an address you paste in. So most wallets that support the asset and network work: mobile apps, browser extensions, hardware wallets, even a paper wallet. Popular choices per network:
| network | coins | popular wallets |
|---|---|---|
| EVM (Ethereum, Polygon, Arbitrum, Base, Optimism, BNB) | ETH, POL, BNB, USDT, USDC… | MetaMask, Rabby, Trust Wallet |
| Bitcoin | BTC | Muun, BlueWallet, Sparrow |
| Solana | SOL, USDC (SPL) | Phantom, Solflare |
| Tron | TRX, USDT (TRC-20) | TronLink, Trust Wallet |
| TON | TON, USDT | Tonkeeper |
| XRP · Litecoin · Dogecoin · Cardano · Polkadot · Bitcoin Cash · Aptos · Sui | native coins | Xaman, Yoroi, official wallets |
13 network families, 19 coins — and for maximum security, hardware wallets (Ledger, Trezor) work perfectly: paste your hardware wallet's receive address and payments go straight to cold storage.
Live in under three minutes.
Your public page: scan, send, done.
Your page shows your name, bio, photo, and a coin picker. When a visitor selects a coin they see your address and a QR code that opens directly in their wallet app. It works for both open amounts (tips, donations — payer chooses how much) and exact invoices (next section).
- → Make it yours: custom accent colour and light/dark theme in settings.
- → Social proof (optional): show your last few received payments as verified receipt links — off by default, toggle in settings.
- → Products: sell fixed-price items with their own shareable pages.
Charge an exact amount — priced in YOUR currency.
From the dashboard's invoice tab, type an amount in your local currency — dollars, euros, rupees, whatever you set — pick a coin, and get a link + QR. The payer sees the exact crypto amount quoted at the live exchange rate, so "₹5,000" becomes "0.0021 ETH" without you doing any math.
Payments confirm themselves — usually before you can refresh.
We watch the blockchain for you. Ethereum-family payments typically confirm here in seconds (webhooks); Bitcoin, Solana and Tron within a minute or two. And if a payer just hit send and can't wait, the invoice page has an "already sent? paste your tx hash" box — we fetch that exact transaction on-chain and confirm it near-instantly.
Every confirmed payment produces a permanent receipt page at crypt.pe/r/<tx> with the amount, time, and a link to the transaction on a public block explorer. Send it to clients as proof, keep it for your books — it verifies itself forever.
Get notified your way: email receipts, and (on paid plans) Discord, Telegram, or your own webhook the moment money lands.
Everything you've earned, in one live view.
- → Overview: real-time payment feed with smart tags (tip / payment / invoice / whale), totals, and trends.
- → Multi-currency display: see your earnings in USD, EUR, INR, GBP, AED, CAD or AUD — your choice, converted live.
- → Wallets: manage addresses across all 13 networks with labels and verification.
- → Settings: profile, theme, alerts, 2FA, currency — and the support tab right next to it when you need us.
A Stripe-style API — minus the custody.
For stores and apps: create API keys in the gateway tab, then create orders programmatically, redirect customers to a hosted checkout, and receive signed webhooks when payments confirm. There's a WooCommerce plugin and embeddable widget too.
Full reference with copy-paste examples lives in the API docs.
Free to start. Upgrade when it earns its keep.
| plan | price | for |
|---|---|---|
| Free | $0 | personal page, QR payments, receipts |
| Pro | $9/mo · $90/yr | multiple wallets per network, analytics, alerts |
| Business | $29/mo · $290/yr | API, webhooks, orders, plugins |
Fittingly, you pay for CRYPT.PE in crypto — the subscription checkout is our own gateway. We take 0% of your payments on every plan; the subscription is the entire business model. See pricing for the full feature matrix.
Stuck? A human reads every ticket.
- → Support tickets: the support tab in your dashboard — we reply by email.
- → Quick answers: the FAQ covers custody, KYC, refunds and fees.
- → Developers: API docs and system status.
about crypt.pe
non-custodial by design
Payments settle wallet-to-wallet on-chain, straight from the payer to your own wallet. crypt.pe never holds, freezes or forwards funds — there is no platform balance and no withdrawal step, and every payment gets a verifiable on-chain receipt.
0% transaction fees
Plans are flat subscriptions with a free tier — compare that with the 1–2% charged by custodial processors. One page accepts 19 supported assets — including Bitcoin, USDT, Ethereum and Solana — across 13 networks, with simple pricing and no payout schedule.
tools merchants actually use
Exact-amount invoices with live tracking, product links, printable QR standees, HMAC-signed webhooks, CSV exports and a Stripe-style API — see the merchant guides or create your free page in about a minute.
how a payment works
You add wallet addresses you already own, share your crypt.pe link or QR code, and the customer pays from their own wallet. crypt.pe locks the amount at invoice time, watches the chain, matches the transaction and issues a receipt both sides can verify on a block explorer — software around the payment, never in the money flow.
available wherever wallet-to-wallet payments are permitted
Because settlement is on-chain to your own wallet, there is no bank partnership gating access and no account that can be closed over geography — local crypto rules still apply. crypt.pe publishes country guides for 60 markets and is available where wallet-to-wallet payments are legally permitted.
stablecoin-first, volatility optional
Accept USDT or USDC and a $100 invoice locks to a fixed token amount that targets a $1 peg — value movement between creation and payment stays minimal, though stablecoins can temporarily depeg, and issuer, liquidity and network risks remain. Prefer BTC, ETH or SOL? Token amounts are locked at invoice time either way, and your dashboard records the USD value of every payment for clean bookkeeping. Questions? Start with the FAQ or payment help.