A stablecoin payment gateway lets a business charge in dollar-pegged tokens such as USDT and USDC while settling on a blockchain. crypt.pe creates the payment request, shows the payer the correct network, and confirms when the exact amount reaches the merchant's own wallet — non-custodial, with a 0% crypt.pe transaction fee; network fees apply.
four ways to charge in stablecoins
claim crypt.pe/yourname — customers pick usdt or usdc and pay from most wallets
exact-amount stablecoin invoices with live status, receipts and csv export
sell products for stablecoins with a checkout link — no code
create orders via api, redirect to hosted checkout, get hmac-signed webhooks
live in three steps
add the usdt/usdc receiving addresses you already own — one per network family. no custody, no application queue.
share your page, send a tracked invoice, or create orders through the gateway api with a hosted checkout.
the payer sends, crypt.pe watches the chain, matches the exact amount and confirms the order — funds are already in your wallet.
supported stablecoin rails
fees shown are typical payer-side network costs, not crypt.pe charges. the checkout always shows which network an address belongs to and only marks an order paid when the exact amount arrives on that chain.
what the gateway does for you
nothing is skimmed from the payment — you pay a flat plan, the payer covers the network fee
amounts are locked at invoice time and orders confirm only when the exact amount lands on-chain
every address is shown with its network — trc-20, erc-20, spl, ton — with wrong-network warnings
hmac-signed payment confirmations hit your backend so you can ship, unlock or fulfil automatically
every payment gets a verifiable receipt both sides can check on a block explorer
your dashboard records the usd value of every stablecoin payment with csv exports
stablecoin questions, answered
01What is a stablecoin payment gateway?
Software that lets a business charge in dollar-pegged stablecoins like USDT and USDC: it creates payment requests, shows the payer the right address and network, watches the blockchain, and confirms the order when the exact amount arrives. With crypt.pe the funds settle straight into a wallet you control — we never hold them.
02How much does it cost to accept stablecoins on crypt.pe?
0% crypt.pe transaction fee on every payment. The payer covers the network fee (under $1 on Tron, under a cent on Solana) and optional paid plans add features — but nothing is ever skimmed from the payment amount.
03Do stablecoin payments avoid volatility?
Yes — that's the point. USDT and USDC are designed to track the dollar 1:1, so an invoice keeps its value between issue and payment (temporary depegs and issuer risk remain). Volatility risk shifts from price to issuer trust, which most businesses manage by sweeping working capital regularly.
04Is it custodial? Do I need KYC to start?
crypt.pe is non-custodial: payments go wallet-to-wallet and we never take possession of funds. You can claim a page and start accepting in about a minute — no document uploads to start accepting into your own wallet.
05Can I get chargebacks on stablecoin payments?
No. On-chain settlement is final — refunds become a deliberate choice you make, not a reversal imposed on you. That eliminates dispute fees and rolling reserves entirely.
start charging in stablecoins today.
free forever plan · non-custodial · live in about a minute
start freeabout crypt.pe
non-custodial by design
Payments settle wallet-to-wallet on-chain, straight from the payer to your own wallet. crypt.pe never holds, freezes or forwards funds — there is no platform balance and no withdrawal step, and every payment gets a verifiable on-chain receipt.
0% transaction fees
Plans are flat subscriptions with a free tier — compare that with the 1–2% charged by custodial processors. One page accepts 19 supported assets — including Bitcoin, USDT, Ethereum and Solana — across 13 networks, with simple pricing and no payout schedule.
tools merchants actually use
Exact-amount invoices with live tracking, product links, printable QR standees, HMAC-signed webhooks, CSV exports and a Stripe-style API — see the merchant guides or create your free page in about a minute.
how a payment works
You add wallet addresses you already own, share your crypt.pe link or QR code, and the customer pays from their own wallet. crypt.pe locks the amount at invoice time, watches the chain, matches the transaction and issues a receipt both sides can verify on a block explorer — software around the payment, never in the money flow.
available wherever wallet-to-wallet payments are permitted
Because settlement is on-chain to your own wallet, there is no bank partnership gating access and no account that can be closed over geography — local crypto rules still apply. crypt.pe publishes country guides for 60 markets and is available where wallet-to-wallet payments are legally permitted.
stablecoin-first, volatility optional
Accept USDT or USDC and a $100 invoice locks to a fixed token amount that targets a $1 peg — value movement between creation and payment stays minimal, though stablecoins can temporarily depeg, and issuer, liquidity and network risks remain. Prefer BTC, ETH or SOL? Token amounts are locked at invoice time either way, and your dashboard records the USD value of every payment for clean bookkeeping. Questions? Start with the FAQ or payment help.