← crypt.pe
for merchants switching

Switch from BitPay
to crypt.pe in 1 line of code.

No merchant of record. No KYB form. No 1% fee. No 3-day settlement. Funds land directly in your wallet on 13 chains — including the cheap L2 rails BitPay doesn't support.

comparing against:
claim my page read the API docs subscriptions paid in crypto
// the diff

Same checkout.
A third the code.

One POST to /v1/payments, redirect the customer to the returned URL, listen for the signed webhook. That's it. No client tokens, no merchant onboarding, no signed-PDF dance.

SDKs in Node, Python, PHP
Plugins for WooCommerce + Magento, integration guide for Shopify
Drop-in cryptpe-button.js
crypt.pe7 lines
// crypt.pe — one POST, one redirect
const order = await cryptpe.payments.create({
  amount_usd:     49,
  accepted_coins: ["eth","usdc-erc20","btc"],
  return_url:     "https://shop.com/thanks",
  webhook_url:    "https://shop.com/webhooks/cryptpe",
});
res.redirect(order.checkout_url);
BitPay9 lines + Partner application
// BitPay — board the merchant first
const client = new bitpay.Client(privateKey, env, ...);
await client.authorizeClient(pairingCode);   // out-of-band
const invoice = new bitpay.Invoice(49, "USD");
invoice.notificationURL = "https://shop.com/...";
invoice.redirectURL     = "https://shop.com/thanks";
invoice.itemDesc        = "Order 1234";
invoice.token           = await client.getTokens();
const created = await client.createInvoice(invoice);
res.redirect(created.url);
* Code samples from each provider's public docs (Feb 2026). Excludes one-time onboarding paperwork that crypt.pe doesn't require.
// side by side

What you actually get.

the 13 things merchants ask in their first sales call, comparing crypt.pe against the three biggest incumbents.
feature
crypt.pe
BitPay
Coinbase Commerce
NOWPayments
Non-custodial (funds land in your wallet)
yes
no
no
partial
Settlement delay
instant on-chain
1–3 days
1–3 days
minutes–hours
KYB / merchant onboarding
none
required
required
required
Per-tx fee
0%
1%
1%
0.5–1%
Monthly cost @ $50,000 volume
$29 flat
$500 (1%)
$500 (1%)
$250–$500
Supported chains
13
8
5
70+
L2s & cheap rails (Base, Arbitrum, Polygon)
yes
no
no
partial
Custom checkout URL on your domain
yes
no
no
no
Open-source SDKs
yes
yes
yes
partial
WooCommerce / Magento plugins (+ Shopify guide)
yes
yes
yes
yes
Refund API
yes (records on-chain refund)
yes
no
yes
Confirmation-threshold control
per-network
fixed
fixed
fixed
Webhook replay on outage
yes (24h retry)
manual
manual
manual
Time from signup → live
60 seconds
days–weeks
hours–days
hours
sources: each provider's public pricing + docs pages, last checked 2026-02. We'll update this table as competitors ship.
// the math

If you ship $100,000 / month,
that's $12,000 / year

Most gateways skim 1 % off the top. We don't. Funds settle straight to your wallet — we never see them. You pay nothing per transaction. (We'll eventually charge for premium analytics + on-call support; the gateway itself stays free.)

crypt.pe
$0
per transaction
+ on-chain network fee (paid by sender, ~$0.01 on L2s)
industry average
1%
per transaction
+ settlement delay + custodial risk + KYB
rail
avg network fee
crypt.pe fee
total per $100 ticket
Tron USDT (TRC-20)
$0.30 (energy)
0%
$0.30
Polygon USDC
$0.01
0%
$0.01
Base ETH / USDC
$0.05
0%
$0.05
Arbitrum ETH / USDC
$0.10
0%
$0.10
Bitcoin (native segwit)
$1–2
0%
$1–2
Ethereum L1
$2–5
0%
$2–5
Network-fee ranges sampled Feb 2026. Tron TRC-20 cost assumes the sender has zero staked energy — frequent payers often pay 0. Compare with a 1 % gateway: $1.00 / $100ticket → on Tron USDT you keep ~70¢ more per transaction.
non-custodial by design

Your customers send crypto directly to the wallet address YOU control. We literally cannot pause, freeze, or skim your funds — no other gateway can say the same.

open SDKs, open plugins

Node, Python, WooCommerce, Magento, drop-in JS button, Shopify recipe. If your stack is on the internet, we have a one-line integration for it.

no settlement risk

FTX, Celsius, BlockFi — every custodial gateway has the same single-point-of-failure. crypt.pe doesn't touch your money. We can't lose what we never held.

Ready in 60 seconds.

Drop your wallet address. Generate an API key. Send your first test payment. You'll know whether it works for you before BitPay even replies to your sales email.