free · 0% fees · 60sclaim your page
BitPay alternative

The BitPay alternative with 0% fees and no custody

BitPay charges 1–2% + 25¢ per transaction (volume-tiered), routes funds through a BitPay settlement account, and gates merchants behind KYC. CRYPT.PE routes information, not money — every payment lands directly in the wallet you already own, at a flat 0% platform fee.

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crypt.pe vs BitPay

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feature
CRYPT.PE
BitPay
Platform fee
0% — flat plan only
1–2% + 25¢ per tx (volume-tiered)
Custody of funds
Non-custodial — your wallet
BitPay settlement account
KYC to receive
None
Merchant KYC required
Payout speed
Instant — it's already yours
Settlement + payout delay
Account freezes
Impossible — we never hold
Possible — custodial risk
Coins / chains
19 coins · 13 networks
Limited set
Public payment page
crypt.pe/yourname — included
No
Orders API + webhooks
Yes — Stripe-style
Yes
methodology & sources

We build crypt.pe, so read this table as a first-party comparison. BitPay details are based on public documentation, last verified 2 September 2026, and may change — always confirm on the source pages: BitPay pricing.

When BitPay is the better fit: mainstream retailers who specifically want automatic fiat settlement to a bank account from a long-established, regulated US processor.

why merchants switch

keep your fees, your funds, and your freedom

Your wallet, not a settlement account

BitPay collects your payments and settles to you later. CRYPT.PE never touches funds — the payer sends straight to an address you control.

Keep the 1–2% + 25¢

On $100k/yr, BitPay's cut is $1,000–$2,000 plus 25¢ per sale. CRYPT.PE is a flat plan from $0 — that margin stays in your pocket.

No KYC to get paid

There's no merchant application or identity gate. Claim your page, paste your address, and accept payments in a minute.

questions merchants ask

BitPay vs crypt.pe,
answered straight.

the exact questions merchants type into search — answered without the marketing fog.

They answer different definitions of safe. BitPay is a regulated US custodian that holds funds and can apply compliance holds; CRYPT.PE removes the custodian entirely — payments settle on-chain to your own wallet, so there is no third-party balance to hold, freeze or hack.

ready to leave
BitPay behind?

claim your page free, paste your wallet addresses, and start accepting crypto in under a minute — with a 0% platform fee.