BTC to USD

Live Bitcoin (BTC) to USD conversion with merchant payment context.

Latest reference rate: 1 BTC ≈ $81,687 (mid-market snapshot, 2026-10-15). The converter above replaces this with the live figure, refreshed every 30 seconds.

Track the live BTC to USD value and accept Bitcoin payments at exact USD amounts. crypt.pe locks the BTC amount at invoice time on Bitcoin, so a $100 invoice is always worth $100 when it is paid.

Why lock the BTC rate at invoice time

Rate-locking matters because quoting Bitcoin by hand goes stale: a price you message a client today can be off by the time they pay. An amount-locked BTC invoice removes the argument — the quantity is computed at creation, the payer's wallet pre-fills it from the QR, and the exact match is what marks the invoice paid.

Bookkeeping and settlement

For bookkeeping, every settled BTC payment is stored with its USD value at settlement time and can be exported as CSV. Prices can also be displayed in your local currency (EUR, INR, GBP and more) while the payment itself settles on-chain to your own wallet with 0% platform fees.

How the BTC to USD rate works

How the rate works: the BTC to USD figure is a mid-market reference aggregated from major exchange order books and refreshed every 30 seconds, with no spread or markup added. Converting here is informational only — nothing is exchanged and no account is needed. If you want the opposite direction, charging a fixed USD amount and receiving BTC, a crypt.pe invoice computes the exact quantity at creation time and matches it automatically when it lands on-chain.

Why merchants accept BTC: the most widely held coin on earth — btc buyers exist in every market you sell to. See how to accept BTC payments.

Which network should I use to send BTC?

Bitcoin settles on its native network (Bitcoin). Double-check the address and the exact amount shown on the invoice before sending — on-chain payments are final.

How it works: add your own wallet addresses, share your crypt.pe link or QR code, and every payment settles on-chain from the payer's wallet straight to yours. There is no platform balance, no withdrawal step and no way for crypt.pe to hold, freeze or forward funds. Every payment gets a verifiable on-chain receipt.

What you get: a public payment page, exact-amount invoices with live tracking and receipts, product links, a printable QR standee for your counter, HMAC-signed webhooks, CSV exports and a Stripe-style orders API with Node and Python SDKs, plus WooCommerce and Magento plugins and a Shopify guide.

What it costs: 0% transaction fees on every plan, forever. Free tier at $0, Pro at $9/month, Business at $29/month, Scale at $99/month. Compare that with the percentage-based pricing used by processors such as legacy Coinbase Commerce (1%, retired 2026) and BitPay (1–2%) — at volume, a flat plan can cost substantially less.

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