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CRYPT.PE
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Stripe (for crypto) alternative

The Stripe stablecoin payments alternative that settles to your wallet

This page compares two labelled Stripe products. Stripe card payments: 2.9% + 30¢ per charge with bank payouts days later. Stripe stablecoin payments: 1.5% per transaction, settling as fiat to your Stripe balance (USDC, $10k per-transaction cap). CRYPT.PE brings the same developer-friendly API to crypto with a flat 0% platform fee — payments settle on-chain directly to your wallet, and you keep the crypto.

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crypt.pe vs Stripe (for crypto)

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featureCRYPT.PEStripe (for crypto)
Fee (Stripe cards) 0% — flat plan only 2.9% + 30¢ per charge
Fee (Stripe stablecoins) 0% — flat plan only 1.5% per transaction
Settles in Crypto — to your wallet Fiat — to your Stripe balance/bank
Payout speed Instant on-chain Stripe payout schedule
Custody Non-custodial Stripe holds until payout
Per-transaction cap None $10,000 (stablecoin payments)
Stablecoin rails USDT/USDC on 6+ networks incl. Tron USDC on Ethereum, Solana, Polygon, Base
Availability Wherever wallet-to-wallet payments are permitted Stablecoins: US businesses only (excl. New York)
Chargebacks None — on-chain is final (no buyer disputes either) Card chargeback risk; no disputes on stablecoins
Orders API + webhooks Yes — Stripe-style Yes
Node & Python SDKs Yes Yes
methodology & sources

We build crypt.pe, so read this table as a first-party comparison. Stripe (for crypto) details are based on public documentation, last verified , and may change — always confirm on the source pages: Stripe pricing · Stripe stablecoin payments docs.

When Stripe (for crypto) is the better fit: teams already deep in Stripe who want crypto to arrive as fiat inside their existing Stripe dashboard, with no wallets to manage.

for your migration branch

Stripe → crypt.pe API mapping

If you've built on Stripe, the integration model maps almost one-to-one — here's the translation table:

ConceptStripeCRYPT.PE
Create a paymentPOST /v1/payment_intents (payment_method_types[]=crypto)POST /api/v1/payments {amount_usd}
Hosted checkoutCheckout Session → redirect to crypto.stripe.comcheckout_url → redirect to crypt.pe/checkout/{order_id}
AuthBearer sk_live_…Bearer sk from your dashboard (test & live keys)
Success signalpayment_intent.succeeded webhookpayment.confirmed webhook (HMAC-SHA256 signed)
Signature checkStripe-Signature header, t=…,v1=…X-Cryptpe-Signature header, t=…,v1=… — same scheme
IdempotencyIdempotency-Key headerIdempotency-Key header
Sandboxtest mode keystest mode keys + payment simulator
What settlesUSD into your Stripe balancethe crypto itself, on-chain, into your wallet

Stripe stablecoin details (1.5%, USDC on Ethereum/Solana/Polygon/Base, $10k cap, US businesses excl. New York) per docs.stripe.com, verified 12 September 2026.

compare all gateways →read: custodial vs non-custodial processors →
why merchants switch

keep your fees, your funds, and your freedom

The API you already know

Create an order, redirect to hosted checkout, receive an HMAC-signed webhook. If you've integrated Stripe, CRYPT.PE will feel instantly familiar — with Node and Python SDKs.

Sell wherever wallets work

No country approval, no waiting on underwriting. Accept payment from anyone with a wallet, wherever direct wallet-to-wallet payments are permitted — you stay responsible for local obligations.

No card chargebacks, no percentage

On-chain payments are final and cost you 0% in platform fees. Note the trade-off honestly: finality means no card-network dispute process — refunds and consumer law still apply to your sales.

questions merchants ask

Stripe (for crypto) vs crypt.pe,
answered straight.

the exact questions merchants type into search — answered without the marketing fog.

Accept crypto through a non-custodial rail instead of a processor. On CRYPT.PE the customer's wallet pays your wallet directly, so there is no processing cut at all — 0% per transaction, with the payer covering a small network fee (about $0.30 on USDT-Tron).

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Stripe (for crypto) behind?

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