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Stripe (for crypto) alternative

The Stripe alternative for accepting crypto to your own wallet

This page compares two labelled Stripe products. Stripe card payments: 2.9% + 30¢ per charge with bank payouts days later. Stripe stablecoin payments: 1.5% per transaction, settling as fiat to your Stripe balance (USDC, $10k per-transaction cap). CRYPT.PE brings the same developer-friendly API to crypto with a flat 0% platform fee — payments settle on-chain directly to your wallet, and you keep the crypto.

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crypt.pe vs Stripe (for crypto)

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feature
CRYPT.PE
Stripe (for crypto)
Fee (Stripe cards)
0% — flat plan only
2.9% + 30¢ per charge
Fee (Stripe stablecoins)
0% — flat plan only
1.5% per transaction
Settles in
Crypto — to your wallet
Fiat — to your Stripe balance/bank
Payout speed
Instant on-chain
Stripe payout schedule
Custody
Non-custodial
Stripe holds until payout
Per-transaction cap
None
$10,000 (stablecoin payments)
Availability
Wherever wallet-to-wallet payments are permitted
Supported countries + KYC approval
Chargebacks
None — on-chain is final (no buyer disputes either)
Card chargeback risk; no disputes on stablecoins
Orders API + webhooks
Yes — Stripe-style
Yes
Node & Python SDKs
Yes
Yes
methodology & sources

We build crypt.pe, so read this table as a first-party comparison. Stripe (for crypto) details are based on public documentation, last verified 2 September 2026, and may change — always confirm on the source pages: Stripe pricing · Stripe stablecoin payments docs.

When Stripe (for crypto) is the better fit: teams already deep in Stripe who want crypto to arrive as fiat inside their existing Stripe dashboard, with no wallets to manage.

why merchants switch

keep your fees, your funds, and your freedom

The API you already know

Create an order, redirect to hosted checkout, receive an HMAC-signed webhook. If you've integrated Stripe, CRYPT.PE will feel instantly familiar — with Node and Python SDKs.

Sell wherever wallets work

No country approval, no waiting on underwriting. Accept payment from anyone with a wallet, wherever direct wallet-to-wallet payments are permitted — you stay responsible for local obligations.

No chargebacks, no percentage

On-chain payments are final and cost you 0% in platform fees. Note the trade-off honestly: finality also means no card-style buyer dispute process.

questions merchants ask

Stripe (for crypto) vs crypt.pe,
answered straight.

the exact questions merchants type into search — answered without the marketing fog.

Accept crypto through a non-custodial rail instead of a processor. On CRYPT.PE the customer's wallet pays your wallet directly, so there is no processing cut at all — 0% per transaction, with the payer covering a small network fee (about $0.30 on USDT-Tron).

ready to leave
Stripe (for crypto) behind?

claim your page free, paste your wallet addresses, and start accepting crypto in under a minute — with a 0% platform fee.