CRYPT.PE
Cryptopay alternative

The Cryptopay alternative that never touches your money

Cryptopay Business is a custodial processor: it receives your customers' crypto, converts it to fiat and settles to your bank the next day — after a business application and KYB review. Per Cryptopay's own published terms (verified 2 Sep 2026), the service is not offered to US or EEA merchants. CRYPT.PE is the opposite: wallet-to-wallet, 0% platform fee, live in 60 seconds, available wherever direct wallet-to-wallet payments are permitted.

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crypt.pe vs Cryptopay

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feature
CRYPT.PE
Cryptopay
Platform fee
0% — flat plan only
~1% processing fee
Custody of funds
Non-custodial — your wallet
Custodial — converts to fiat
Settlement
Instant on-chain
Next-day bank settlement
Onboarding
60 seconds, no application
KYB application + review
US / EEA merchants
Available wherever wallet-to-wallet is permitted
Not offered (per Cryptopay terms, verified Sep 2026)
Coins / chains
24 coins · 13 chains
19 cryptocurrencies
Account freezes
Impossible — we never hold
Possible — custodial MSB
Orders API + webhooks
Yes — Stripe-style
Yes
methodology & sources

We build crypt.pe, so read this table as a first-party comparison. Cryptopay details are based on public documentation, last verified 2 September 2026, and may change — always confirm on the source pages: Cryptopay Business.

When Cryptopay is the better fit: non-US/EEA businesses that specifically want crypto converted to fiat and settled to a bank account without touching wallets.

see how all six gateways compare →read: custodial vs non-custodial processors →
why merchants switch

keep your fees, your funds, and your freedom

Keep crypto, not forced fiat

Cryptopay's model converts your revenue to fiat and parks it in a bank cycle. CRYPT.PE settles on-chain to a wallet you control — hold, convert or spend on your own terms.

No application queue

No KYB forms, no compliance review, no waiting for approval. Claim your page, paste your wallet address, and take your first payment in about a minute.

Open where they aren't

Cryptopay Business's published terms exclude US and EEA residents. CRYPT.PE is non-custodial software — available wherever direct wallet-to-wallet payments are permitted; you remain responsible for local obligations.

questions merchants ask

Cryptopay vs crypt.pe,
answered straight.

the exact questions merchants type into search — answered without the marketing fog.

Cryptopay Business converts your crypto to fiat with next-day bank settlement, takes a processing fee, requires a KYB application — and per its published terms (verified September 2026) isn't offered to US or EEA merchants. CRYPT.PE is non-custodial software: 0% transaction fees, no KYB, available wherever direct wallet-to-wallet payments are permitted.

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Cryptopay behind?

claim your page free, paste your wallet addresses, and start accepting crypto in under a minute — with a 0% platform fee.

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