crypt.pe vs Cryptopay
We build crypt.pe, so read this table as a first-party comparison. Cryptopay details are based on public documentation, last verified , and may change — always confirm on the source pages: Cryptopay Business · Cryptopay user agreement · Supported countries for business accounts.
When Cryptopay is the better fit: non-US businesses in supported countries that specifically want crypto converted to fiat (EUR/GBP via SEPA or Faster Payments) and settled to a bank account without touching wallets.
Cryptopay's regional and settlement fine print
Cryptopay's user agreement states the service is not provided to US residents or citizens. Business onboarding additionally depends on a published supported-countries-of-incorporation list — check it before applying.
The service operates through CPS Solutions OÜ (Estonia) and UAB CPS Payments (Lithuania) under EU KYC/AML rules — a real compliance framework, and a real onboarding queue.
There is no public standard processing rate for Cryptopay Business; fees are agreed per merchant. The published constant is a 1% exchange fee on crypto→fiat conversion plus network fees.
Automated bank withdrawals run next-day over SEPA (EUR) and Faster Payments (GBP). If you invoice in other currencies, conversion happens before settlement.
keep your fees, your funds, and your freedom
Keep crypto, not forced fiat
Cryptopay's model converts your revenue to fiat and parks it in a bank cycle. CRYPT.PE settles on-chain to a wallet you control — hold, convert or spend on your own terms.
No application queue
No KYB forms, no compliance review, no waiting for approval. Claim your page, paste your wallet address, and take your first payment in about a minute.
Open where they aren't
Cryptopay Business's published terms exclude US and EEA residents. CRYPT.PE is non-custodial software — available wherever direct wallet-to-wallet payments are permitted; you remain responsible for local obligations.
Cryptopay vs crypt.pe,
answered straight.
the exact questions merchants type into search — answered without the marketing fog.
Cryptopay Business converts your crypto to fiat with next-day bank settlement, takes a processing fee, requires a KYB application — and per its published terms (verified September 2026) isn't offered to US or EEA merchants. CRYPT.PE is non-custodial software: 0% transaction fees, no KYB, available wherever direct wallet-to-wallet payments are permitted.
ready to leave
Cryptopay behind?
claim your page free, paste your wallet addresses, and start accepting crypto in under a minute — with a 0% platform fee.